Introduction * ** Automatic Billing Updater (ABU) is a web service that provides access to updated account credentials (cards). This can be leveraged by Merchant/Acquirers/Payment Service Providers to ensure that they always have their customers’ most up to date card credentials for recurring and card-on-file payments. Simply put, ABU allows card details to be updated automatically in the event they are no longer valid. Types of updates include: Expiration dates Replacement card numbers Account closures Issuer brand changes to Visa and MasterCard

Introduction * ** This document describes the XML specification of the Batch Upload File and the Batch Result File. The Batch Upload File can be uploaded either from the iVeri BackOffice or by using the iVeriClient software (the latter applies to Enterprise merchants only). The Batch Result File can be downloaded through these same mechanisms. Note that the Batch Result File is available for download only after processing of the batch has completed. Note that the Reconciliation Status of the individual transactions might not yet be updated, since the reconciliation process only occur the day after processing. The XML specification of other downloadable XML files is described in the “iVeri Download Files XML Specification” document available from the iVeri website.

Introduction * ** This document describes the fixed specification format of the Batch Upload File and the Batch Result File. Both of these are ASCII text files with fixed field record structure where each transaction is recorded as a single line in the text file. The Batch Upload File can be uploaded either from the iVeri BackOffice or by using the iVeriClient software (the latter applies to Enterprise merchants only). The Batch Result File can be downloaded through these same mechanisms. Note that the Batch Result File is available for download only after processing of the batch has completed. Note that the Reconciliation Status of the individual transactions might not yet be updated, since the reconciliation process only occur the day after processing.

Introduction * **

* *3D secure (Secure Code or Verified by Visa), is all about call back protection and making sure card holders are who they say they are. The Illustration and process that follows, shows 3D secure in use as implemented by Merchants using iVeri Enterprise and not iVeri Lite. Illustrating the process in this way, helps to show how each entity is involved even if certain functions are performed on behalf of Merchants using iVeri Lite.

* Enterprise Introduction  *** The iVeri range of payment solutions, developed by iVeri Payment Technologies (Pty) Ltd provides proven credit card payment solutions for businesses that have online or physical presence. The use of Enterprise API's is ideal for merchants that want complete control & flexibility of the payment page and transaction mechanisms supported. Enterprise API’s currently support the following Webservices REST SOAP */Merchant Requirements/* Merchants are required to enter into a “Agreement” with an authorised Acquiring Institution. Once there is a merchant agreement in place, a merchant profile can be created With Enterprise calls to the Gateway, the presence of a certificate ID is required, with the actual physical certificate available as optional means to authentica

The iVeri Lite Payment Gateway is a plugin that extends WooCommerce, allowing merchants to accept payment through the iVeri Payment Gateway. The extension works by giving customers the option to pay via iVeri and then redirecting them to iVeri to make payment. /Installation/ * The plugin can be installed in 2 ways: 1. Upload the zip file using the WordPress Admin Plugin Upload 2. Upload the extracted zip file via FTP to /wp-content/plugins/ on your WordPress website To change the logo that appears on the website, replace the logo.png file with the correct logo.png file you would like to make use of. The file is located under /assets/images/. Please keep the file name the same and the dimensions of the logo/image the same. / Usage /* A merchant account and related iVeri Lite profile is need

In order to list iVeri as your payment method option, merchants would need to select this from the Apps menu, the iVeri payments application, in order to receive card payments. *Below are the steps to setup iVeri as your payment method option:* The Merchant is able to access the iVeri payment application by navigating: From the menu, under Configuration > select Payment Scroll down to ‘Payment alternatives’ menu. Here the user Would need to select iVeri as their payment provider. Click on the ‘Choose payment processor’ dropdown. Scroll down to locate IYS as your payment provider: The Merchant is able to access the iVeri payment application by navigating: From the menu, under Configuration > select Payment Insert your iVeri provided store credentials. These are the merchants BackOffice acco

IYS - Cardinal Backoffice Configuration ** Merchant Profile Login * Action LOGIN Log into the IYS Cardinal BackOffice. Using URL; https://www.backoffice.iys.iveri.com/ Insert your log in credentials. 1.Navigate to “Merchant Profile” and select “Merchant Profile Login” to access the merchant’s profile 2.Insert the Merchant profile credentials and select Go 3.Select the merchant Profile This screen will appear. This indicates that you have logged in as the merchant in cardinal. USER Creation 4. Navigate to User >> Capture This is to capture the user of the actual IYS Store. Complete the users information we are creating and select Capture. /Please Note!/* The created User will receive an email of their password that was created for this particular merchant(i.e. Merchant Profile Number & the

IYS - General Merchant Guide **