*Transaction – Payment* ** * Purpose *- This function allows you to pass a credit to any card without having a previous debit transaction. There is a limit to the amount that you can process a credit transaction for. Please speak to your Acquirer to obtain this limit. * Action: * On the main menu bar, Click on Lite – Transactions – Payments , select the relevant Application ID. A Capture Transaction screen will be displayed. Once the an application ID is selected, the system will allow you to manually capture and do the transaction, however this would require all the card details to be inputted and the set limits to be adhered to.

** * Payment Features * ** Depending on the acquirer involved, iVeri Lite has the capacity to offer the following * payment methods * : Card: VISA MasterCard AMEX Diners UPI Mobile Money EcoCash M-Pesa Additional payment methods: MasterPass Visa Checkout Visa Account Funding Transactions Mastercard Funding Transactions Account-to-Account Transfer: Ozow *Other functionalities available:* *3DSecure: *iVeri Lite, being an e-commerce product, allows for 3DSecure protocol for payer authentication in online transactions, if configured accordingly. To learn more about 3D Secure, visit None [1] this page . *Fraud Management* *Transaction history reporting* *Merchant Portal - BackOffice*: Merchant Portal includes features that are merchant-specific such as reporting, payment pa

* Purpose * - To view the list of Successful Orders for a selected Date or Period in order to check these against your confirmation emails or to view ALL details related to individual transactions. * Action: * In the menu bar, Mouse over Lite Transactions - View - Successful. If you only have one Application ID, this page will NOT be displayed, and you will be automatically taken to the Choose Date/Period page. Choose a specific *Application ID* * * Choose a date range to start your *Search*

Configure – Application * ** Purpose * – Configuring your application needs to take place before a user can create a batch. To capture the email address of the person to whom the confirmation email will be sent after the upload of a batch confirming either the successful upload or an error in the upload to the selected Application ID. Action *: The user will select the applicable Application ID. Action * : On the application settings form, the user will capture the email address where all notifications will be sent. The success message, “Application Fields Modified” will be displayed indicating that the application has been configured successfully.

** *Customize Details* ** * Purpose: * Configuring your application is important. Configuring your application needs to take place before a user can process transactions. Lite users need to configure and customise the details pertaining to: Order Basket Card Holder details Transaction Details  Billing and shipping details *Note:*The fields that are ticked and greyed out are mandatory fields that cannot be configured. The merchant can configure the fields that they feel are applicable  and determine whether the fields require a prompt for input for the cardholder, appear on the invoice and/or show on the order details. How you want the basket details to look like on the payment page.

* Print Report * ** */ Purpose /*- To View / Print / Save reconciliation files for a specific acquirer cycle / settlement period in the following file formats: PDF XLS CSV */ Action: /* Navigate to the menu and select ‘Reconciliation’. From the drop-down menu, select ‘Print Report’. */ Action: /* If you have only one Merchant Card Acceptor ID, simply click on Submit. If you however have more than one, then click on the drop down and select the Card Acceptor ID for which you want the report before you click on Submit. The following screens and points highlight the various parameters that need to be selected before viewing the report. * Action: * Select the required Output format – either PDF or XLS. Find the acquirer cycle number you want to view and click on the actual cycle number. You ca

* Upload File * ** * Purpose * – To upload a batch file on to the iVeri Gateway for processing. * Action: * Click on Browse to locate the batch you wish to upload. When located on your PC, highlight the file, and click on Open. Then click on Submit. The message “/Thank you, your file has been uploaded to our server. / /Once the file has been loaded into our database an e-mail will be sent to/…” will be displayed. If the upload was not successful, the reason for the failure will be displayed. A little while later, an email will be sent to the address captured in Batch – configure Applications, confirming either success or failure of the upload

Integrate 3D Secure * ** Integrate 3D Secure functions via the iVeri Gateway * Implement a form post with the required data  When received, the Gateway will process and handle the enrollment lookups, authentication with the 3DS provider on your behalf  On completion, of the authentication, the merchant can submit payment instruction with the 3D 2 authentication data Integrate 3D Secure directly with the 3DSecure MPI vendor  * Contact 3D secure Vendor Integrate the 3D secure using the 3D secure integration specification from the MPI/3D Secure  vendor On completion of the 3D secure process, merchants, or Payment service Provider (PSP) can include 3D secure authentication data on the payment instructions to the iVeri Gateway. When received, the Gateway will process the payment to the appropri