Transaction Sequence ** Authorisation Flow * The possible transaction sequence flow with an initial Authorization is the following: Image [1] Debit/Sale * * The possible transaction sequence flow with an initial Debit is the following Image [2] Refund/Credit * * The possible transaction sequence flow with an initial Credit is the following: Image [3] Transaction Commands *** The following transaction types encompasses the payment mechanism which the iVeri Gateway supports and may cause the transfer of funds from cardholder to merchant or vise-versa. Transaction Commands* Description* Authorisation (also known as “Preauthorisation”) Causes a reservation of funds on the cardholder’s account. Authorisation Reversal Unreserve the funds previously reserved on the cardholder’s account. De

Black Card List ** Purpose  /* - This is used to create a list of credit card numbers that you do not want to accept. The iVeri gateway will always check your list before sending the transaction to the bank for processing. If the card number is on your list, the transaction will be rejected immediately. The reasons for putting card numbers into this list are at the discretion of each individual merchant and will only be rejected by your business. Action:  /* Click on Configure, Black card List. This will bring up the following screen Image [1] Action: /* If you have more than one Application ID and want to capture the card number to be blocked for all your applications, click on Go next to All Applications at the top. If not, then click on the Application ID in the bottom section and the

* Payment Method Configuration – Back End Interface * 1.User to use the left adjusted Menu Items, navigate to Payments – To set up your payment provider. Select iVeri as a Payment Processor. This is done so that iVeri becomes the payment provider. The radio button will be on the disabled state until the merchant sign’s in. Scroll up and enable iVeri as the payment process here as well. Select the Enable radio button to allow iVeri as the payment provider 1. Turn the Radio button on. Select Actions then Edit 2. The system will update the page. 3.Insert your iVeri Provided store credentials. These are the merchants BackOffice account details that you would have already received. 4.This screen indicates a successful log in and link of the merchants’ store Profile with their iVeri merchant Pro

* Connecting your IYS store via Social Media * In this process, we will look at configuring a Merchant’s online store via a Social Media Platform. For this example, we will be setting up an iVeri Demo store via Facebook. 1. From the menu, the Merchant would need to select which social media platform they would like to configure. Click on the tab ‘Connect to get your Facebook Shop’. Note: In order to link your account your Social media page requires a Business Manager account as well as a catalogue of products. 2. The next step would be to use your social media login credentials to connect to your selected Social media platform. Click on ‘Continue’. Note: It is important that you have a Business Account / Profile setup on your social media platform. Click on ‘continue as’ (this would appear

An iVeri Distributor markets the services of the iVeri Gateway and products within a locality.3 South Africa specific: The Nedbank Merchant agreement allows for the acceptance of Visa and MasterCard credit cards only. A Merchant that wishes to accept Diners Club and American Express cards, will need to contact these organisations separately and enter into Merchant Agreements with them. On receipt of Merchant numbers from these organisations, the merchant must contact Nedbank Card Division and ask them to update their Nedbank Merchant profile to include Diners and American Express. Nedbank South Africa* Location South Africa Telephone 0860 114 966 Web sites http:// [1] www.iveri.co.za [2] http://www.nedbank.co.za Email Technical Assistance operations@iveri.com [3] Non-technical (i.e. produc

The merchant portal Backoffice allows for the following core functions: Management of User Creation of users Transaction Types allowed per user created Backoffice functionality views allowed Applications permitted on a user created Transaction Reports & Listing & Lookups Reconciliation  Reports Blacklisting of cards Customise payment request page with Merchant’s Corporate Identity. Create Transaction Requests Process Subsequent Transactions (Refunds)

Below is a step-by-step illustration of how to create a new BIN. This request will come from authorized personnel ONLY at the Acquiring bank for the creation of a new BIN. Navigation Path:* From the main menu select: Systems > iVeriDB BIN > Local BIN* 1. Select the ‘Create New’ tab to initiate the process of creating a new BIN. The following General information’s tab will appear. 2. Here the user will complete the information relating to the BIN as received from the Acquirer. BIN – BIN number will be provided by the Acquirer. This applies to the creation of a new BIN as well as amending the parameters of an existing BIN. Card Number Length – We require confirmation from the Acquirer regarding the Card Number length. Specifically, we need confirmation of both the minimum (referencing the fi

The dashboard offers merchants a comprehensive overview* of their sales, transactions, and transaction statuses within a specified time frame. It serves as a real-time snapshot* of business performance, enabling merchants to quickly assess key metrics and trends. To cater to different business needs, the dashboard is fully customizable*. Merchants can drag and drop* various widgets to tailor the layout, ensuring that the most relevant data is easily accessible. This flexibility allows merchants to focus on the insights that matter most to their operations, such as daily sales trends, payment success rates, or transaction volume breakdowns. Dashboard [1] [1] /web/image/326767-f761d26c/Dashboard.png?access_token=da5ebf47-b586-4a1d-bbda-0b5c23a585a3

Developer Guides * ** These Guides are for developers and will be specific to each of the iVeri products

Google Pay™ ** Google Pay allows customers to use any payment method saved in their Google account. When selected, Google provides a secure payment token that replaces card details, giving customers a safe and convenient way to pay. Prerequisites * Merchant OnBoarding Merchants who wish to accept Google Pay must request their acquiring bank to enable Google Pay as a payment method. For assistance with this merchants can also contact our support team on assist@iveri.com [1] . Upon enablement, merchants must login to their Backoffice portal account, and accept "Google Pay Terms *by clicking “I have seen this notification”* By using Google Pay, merchants must adhere to Google policies as outlined on Google Pay Web brand guidelines [2] , Google Pay and Wallet API’s Acceptable Use Policy [3] *a